The GSB Online Seminar Series

The GSB Online Seminars Series offers a convenient, cost-effective way to access quality educational opportunities. Please note ALL times below in CENTRAL TIMEZONE.

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Upcoming Sessions

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Presented by: Ascensus This 60-minute program will be presented live on: April 7, 10:00-11:00 a.m. Central Time Recording available through: July 7, 2021 Price: $225   Legislation and guidance that affects IRAs is constantly evolving. This course will provide an overview of what has changed in the IRA world over the past year and will bring you up to date on any recent legislation, reporting guidance, and pertinent pronouncements. Read More

Presenter: David Osburn, Osburn & Associates, LLC This 90-minute program will be presented live on: December 14, 2:00 - 3:30 pm Central Time Recording available through: March 14, 2021 Price: $275 This seminar will provide the banker with the basics/refresher of accounting. The seminar will demonstrate how the income statement, statement of owner’s equity, balance sheet, and statement of cash flows are developed and connect to each other. The seminar will also cover the ten-step accounting cycle leading up to the creation of the financial statements including the rules of debits and credits, accrual versus cash basis accounting, adjusting entries, accounting for inventory and receivables, long-term liabilities and depreciation, proper analysis of the notes to the financial statements, types of financial statements, and the CPA opinion. The seminar will include several hands-on examples to reinforce the accounting concepts. Items covered include: The four financial statements- income statement, statement of owner’s equity, balance sheet, and statement of cash flows The ten-step accounting cycle (business transactions to the post-closing trial balance) Rules of debits and credits Accrual versus cash basis accounting Adjusting entries Accounting for inventory and receivables Long-term liabilities and depreciation Analysis of the notes to the financial statements Types of financial statements and the CPA opinion Examples to reinforce accounting concepts Target Audience:  Commercial lenders, credit analysts, loan documentation specialists, branch managers, private bankers, business development officers Read More

Presenter: Ann Knutson, Bank Five Nines This 90-minute program will be presented live on: February 25, 10:00-11:30 a.m. Central Time Recording available through: May 25, 2021 Price: $275   The phrase Employer of Choice has picked up a considerable amount of popularity lately, but most employers really don’t understand the importance of becoming an Employer of Choice. The phrase is more than just a buzzword; it is representative of a whole new design of corporate culture. It means that people will choose to work for you. It means that people will choose to really dedicate themselves to your success. It means that people will choose to stay with you. Learn how a Wisconsin-based community Bank has been named a Top Place to Work employer for 10 consecutive years (as named by the Milwaukee Journal Sentinel) and has been named one of the Best Banks to Work For in the nation by the American Banker in 2016, 2017, 2018 and 2019. Attendees will: Understand the benefits of being an “Employer of Choice”; Learn how to become an “Employer of Choice” through a variety of strategies; Learn what it takes to hire high performing talent; Understand the strategies necessary to engage your talent to remain an “Employer of Choice”; Learn how to measure employee impressions of your organization; Learn how to develop an EVP – employee value proposition Target Audience: Human resource officers, supervisors, CEOs Read More

Presenter:  Aaron Lewis, Young & Associates This 90-minute program will be presented live on: April 28, 2:00-3:30 p.m. Central Time Recording available through: July 28, 2021 Price: $275   The annual or periodic review of loans is generally required and favored across all agencies as part of an institution’s ongoing loan portfolio monitoring practice.  Quality portfolio management includes the periodic assessment of credit risk over the life of a loan, including the adjustment of risk ratings as deemed appropriate based on the evolving level of risk inherent in a credit over time. We answer several frequently asked questions such as:  “Why do we need to perform annual reviews when our regulators have never required us to do so”?  “How do we find the time and staff to complete reviews”?  “We know our customers so well, what purpose would an annual review serve”? A discussion of how annual reviews fit into the continuum of lending risk management from origination to the ALLL. To include several aspects of the annual review process including: Appropriate commercial loan portfolio coverage (parameters to establish meaningful penetration of the institution’s total non-consumer loan portfolio) Identification of loans for review – how to effectively flag relationships to be reviewed by size, risk/collateral category, concentrations, etc. The monitoring and tracking of the universe of loans to be reviewed and methods to maintain a timely review schedule Recommended review contents, i.e. cash flow analysis, collateral value review, site inspections, guarantor financial analysis and credit reports, etc. We will discuss differing approaches to primary sources of repayment, including the importance of a forward looking analysis in projecting sustainable cash flow to service debt. The ongoing monitoring of collateral value, with an emphasis on best practices in the monitoring of commercial real estate. Validating the risk grade.  The ultimate reason for annually reviewing a credit is to assess changes to the credit’s risk profile since the loan was originally underwritten or last reviewed.  All of the above topics will be tied into the use of those conclusions within the institution’s risk grade model to accurately validate or alter the current grade and to establish awareness of weaknesses that are better proactively addressed in order to limit the risk of loss.    Target Audience: This presentation is intended for all personnel involved with the origination, underwriting, portfolio management and approval of non-consumer credits Read More

Presenter: Cole Ponto, SBS CyberSecurity, LLC This 90-minute program will be presented live on: December 18, 10:00-11:30 a.m. Recording available through: March 18, 2021 Price: $275 Federal regulators require banks to maintain emergency preparedness plans, such as Business Continuity, Disaster Recovery, and Pandemic Preparedness Plans. These ensure continuity of the bank in an unlikely event a significant incident or disaster occurs. The consequences to a financial institution can be severe if proper disaster recovery and business continuity planning does not occur and continuity of business fails. In fact, many significant business continuity risks are connected directly to disasters originating from cybersecurity threats. FFIEC requirements will be at the center of our discussion, to ensure that not only the best plans are constructed, but also that regulatory compliance is achieved. This discussion demonstrates a practical approach to business continuity and disaster recovery that builds upon your IT risk assessment. We will cover topics such as: Types of incident and disaster planning Regulatory Requirements Business Impact Analyses Risk Assessment Plan Development Testing and Improving the plan Target Audience:  information security officer, IT manager, risk officer, internal auditor, and executives looking to understand expectations around business continuity risks. This program qualifies for the following CPE Credits through the SBS Institute: 1.5 CPEs*: CBBCP, CBSM, CBVM ISC2*: Estimated 1.5 hrs. CISSP.  ISACA*: Estimated 1.5 hrs. CISA/CISM/CRISC. *Self-Reporting Read More

Presenter:  Richard Hamm, Advantage Consulting and Training This 90-minute program will be presented live on: December 8, 8:30-10:00 a.m. Central Time Recording available through: March 8, 2021 Price: $275 This program unlocks the key issues in analyzing business tax returns by creating a business tax return from a conventional financial statement.  This shows the major formatting differences and ways balance sheet accounts and income statement items are labeled differently in a tax return.  It also reveals the functions of the various schedules.  By using a pass-through entity, we further see how the tax return carefully segregates items that move to an owner’s personal tax return via the Schedule K-1.  A final step is creating a chart that “maps” a financial statement to both pass-through entities and a regular corporation. After this seminar, attendees will be able to: For an example business (case), construct a tax return balance sheet (Schedule L), income statement, Schedule M-1 and Schedule M-2 on the cash basis Identify key formatting differences between a conventional financial statement and a tax return Describe how pass-through entity tax returns separate various income statement items for purposes of allocating them to the owner(s) personal tax returns On the Schedule K-1, identify the pass-through items that involve cash, compared to pass-through items that do not involve cash Describe the common relationship between pass-through income and distributions to the owner(s) Create a chart to compare and align financial statement components to the appropriate tax return schedules Target Audience:  Credit analysts, portfolio managers, assistant relationship managers, community bankers, small business lenders, commercial lenders, consumer lenders, branch managers that lend to business owners, private bankers, special assets officers, loan review specialists and others involved in business and commercial lending Related GSB Online Programs: Business Financial Statements & Tax Returns: Financial Statement Components, Structures and Levels of Accountant Involvement Business Financial Statements & Tax Returns: Cash vs. Accrual Accounting Refresher Business Financial Statements & Tax Returns: Developing and Analyzing Key Ratios Read More

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