Key Ratio Analysis: Calculating and Interpreting the Numbers Correctly - Fa20

Course Length
90 mins

Instructor
David Osburn

Price
$275.00

Upcoming Sessions

Description

Presenter: David Osburn, Osburn & Associates, LLC

This 90-minute program will be presented live on: October 27, 10:00-11:30 a.m. Central Time
Recording available through: January 27, 2021
Price: $275

 

Ratios, ratios, and more ratios! What do they really mean? Many financial professionals including bankers use financial ratios on a regular basis. But do they always use the same ratios and more importantly, do they always interpret the ratios in the same manner?

Attend this proactive seminar and learn a “five-step” analysis plan to calculate the key ratios covering liquidity, activity, leverage, operating performance, and cash flow analysis and correctly interpret the financial condition of the business client. Upon completion of this seminar, the bank employee will also be able to better negotiate with their business clients as well as other financial professionals.

The session will also include a review of “spreading” a financial statement using Moody’s Lending Cloud software in order to better analyze the key ratios. This section will also include the bankruptcy (Z-score) predictor and sustainable growth models.

Two case analyses will be presented to illustrate the main concepts associated with key ratio analysis.

Topics to be covered include:

  • Utilize a five-step key ratio analysis plan to calculate/interpret the key ratios
  • Discuss negotiating with other financial professionals using the ratios
  • Review the Z-score and sustainable growth models
  • Case analyses: Applying the concepts!

Target Audience:  Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers

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