The GSB Online Seminar Series

Presented by: Ascensus  This 90-minute program will be presented live on: March 13, 10:00-11:30 a.m. Central Time Recording available through: June 13, 2019 Price: $275   This webinar covers both Traditional and Roth IRA contribution issues, including deadlines, limits, possible tax credits, and Traditional IRA deductibility rules. It is geared to help prepare IRA professionals for the hectic IRA contribution season, that generally takes place between January 1 and April 15. Read More

Presented by: Ascensus  This 90-minute program will be presented live on: March 20, 10:00-11:30 a.m. Central Time Recording available through: June 20, 2019 Price: $275   After participating in this webinar, attendees will understand withholding and reporting requirements as they apply to Traditional and Roth IRA distributions, how the early distribution penalty tax applies to IRA owners, and how IRA distributions are paid out. Read More

Presented by: Ascensus  This 90-minute program will be presented live on: January 30, 10:00-11:30 a.m. Central Time Recording available through: April 30, 2019 Price: $275   For those who are new to IRAs or need a refresher, this webinar provides the fundamentals of Traditional and Roth IRAs. It covers IRA contributions, distributions, and portability, including the rules associated with rollovers between employer-sponsored retirement plans and IRAs. Read More

Presented by: Ascensus  This 90-minute program will be presented live on: February 20, 10:00-11:30 a.m. Central Time Recording available through: May 20, 2019 Price: $275   Retirement plan portability can be confusing, not only for IRA owners and plan participants, but for financial organization personnel. The differences between a rollover and a transfer, and a direct and indirect rollover are just a few of the topics that will be discussed during this session. This webinar also touches on designated Roth account assets. Read More

Presenter: David Osburn, Osburn & Associates, LLC This 90-minute program will be presented live on: February 26, 10:00-11:30 a.m. Central Time Recording available through: May 26, 2019 Price: $275   Ratios, ratios, and more ratios! What do they really mean? Many financial professionals including bankers use financial ratios on a regular basis. But do they always use the same ratios and more importantly, do they always interpret the ratios in the same manner?   Attend this proactive  webinar and learn a five-step analysis plan including liquidity, activity, leverage, operating performance, and cash flow analysis which will clarify and unify this often confusing financial subject. Upon completion of this webinar, the bank employee will be able to better negotiate with their business clients as well as other financial professionals.   The session will also include a review of spreading a financial statement using the Moody’s Risk Analyst software in order to analyze key ratios.   A case study will be presented to illustrate the main concepts associated with key ratio analysis.   Topics to be covered include: Utilize a five-step key ratio analysis plan to correctly interpret the financial condition of the business client Discuss negotiations with business clients and other financial professionals using the key ratios Case analysis: Applying the concepts!   Target Audience:  Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers Read More

Presenter: David Osburn, Osburn & Associates, LLC This 90-minute program will be presented live on: February 6, 10:00-11:30 a.m. Central Time Recording available through: May 6, 2019 Price: $275   Attend this proactive seminar and receive a thorough overview of commercial lending requirements from a loan structure, documentation, and compliance perspective.   Basic business structure will be presented along with loan structure and loan support. Additionally, commercial lending issues relative to loan documentation will be reviewed. Loan pricing and monitoring will also be covered along with a review of current compliance issues.   The seminar will be summarized through a comprehensive case study.   Objectives:     Review basic business structure: C Corporations to LLC’s Explore the six elements of loan structure: loan purpose, sources of repayment, adequate amount, appropriate term, adequate support, framework for monitoring               Summarize the four elements of loan support: collateral, guaranties, loan agreements, subordination agreements Highlight commercial loan documentation issues including promissory notes, security agreements, and guaranties along with the use of the BSA loan rating, collateral rating, and C&I borrower rating matrixes Discuss loan pricing and monitoring issues Review current compliance issues: Equal Credit Opportunity Act (Reg B), Truth in Lending Act (Reg Z), Bank Secrecy Act (BSA), Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act, and UCC Article 9           Analyze comprehensive loan structure/documentation/compliance case study   Target Audience: Commercial lenders, credit analysts, loan documentation specialists, branch managers, assistant branch managers, private bankers, and business development officers Read More