The GSB Online Seminar Series

The GSB Online Seminars Series offers a convenient, cost-effective way to access quality educational opportunities. Please note ALL times below in CENTRAL TIMEZONE.

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Upcoming Sessions

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Presenter:  Dave Koch, Abrigo This 90-minute program will be presented live on: March 25, 2:00-3:30 p.m. Central Time Recording available through: June 25, 2021 Price: $275   Despite much talk about secondary capital, today most remain dependent on their ability to grow net worth to manage safety and soundness while meeting growth challenges. With the recent changes in community bank capital rules, new competitive challenges may arise.  What is your internal process for planning capital levels?  Is it an integrated part of your strategic planning function and regular risk-taking process?  Too often we think of capital planning as an exercise for troubled institutions or growth-oriented companies. When properly executed, capital planning should be a dynamic approach that sets the targets for interest rate, liquidity, credit, and operational risk. In this session we will tackle the outline for a capital planning and stress-testing process to improve performance. Participants will come away with: A outline for assessing necessary capital levels How capital planning integrates with strategic planning How stress testing is applied to manage capital and improve performance Target Audience:  CEOs, CFOs, ALCO members, controllers, chief risk officer, chief retail, funding officers.  Read More

Presenter: Richard Hamm, Advantage Consulting & Training This 90-minute program will be presented live on: April 13, 8:30-10:00 a.m. Central Time Recording available through: July 13, 2021 Price: $275   Many business and commercial lenders, plus credit analysts and portfolio managers, work primarily from company-prepared financial statements, along with business tax returns.  One of the key issues in analyzing these documents is identifying the method of accounting being used.  Much like two different, foreign languages can take the same text and render it into two different-looking documents, each method of accounting takes the same financial transactions and puts them together into two different-looking financial statements.  Do you know the key differences in how cash and accrual method accounting handle these financial transactions?  Kcan you “translate” between the two methods?  Do you know which method your borrower is using? This program provides a refresher for the key issues in determining which method of accounting is being used, and what it means for the analysis process.  We also cover how and why either method is appropriate for some businesses.  It’s not a matter of which one is “best,” it’s a matter of “fit.” Attendees will learn to: Compare and contrast the cash method and accrual method of accounting For an example business (case), construct the conventional balance sheet, income statement and statement of cash flows on BOTH the cash and accrual basis Identify key differences in how individual transactions are handled between cash and accrual accounting, plus the effect on the perception of performance Describe where to find key indicators of the method being used, including where they are disclosed in various business tax return format. Describe how the statement of cash flows serves as a translator between cash and accrual accounting Why other comprehensive bases of accounting (cash and income tax) are appropriate for many smaller businesses Target Audience:  Credit analysts, portfolio managers, assistant relationship managers, community bankers, small business lenders, commercial lenders, consumer lenders, branch managers that lend to business owners, private bankers, special assets officers, loan review specialists and others involved in business and commercial lending Read More

Presenter: David Osburn, Osburn & Associates, LLC This 90-minute program will be presented live on: May 3, 2:00-3:30 p.m.Central Time Recording available through: August 3, 2021 Price: $275 This seminar will begin with a brief overview of Commercial and Industrial (C&I) loan products including working capital lines of credit, ABL facilities, and equipment financing (loans/leases) and their typical structure. The training session will also cover underwriting C&I loans including accounts receivable assessment and the use of a Borrowing Base Certificate (basic and advanced models), the valuation and quality of inventory, and the analysis of various equipment-related issues in lending. This portion of the seminar will also cover the proper evaluation of the borrower’s financial statements.      Additionally, the seminar will cover documentation of C&I loans, collateral concerns, challenges with pricing, and managing the C&I loan portfolio. The seminar will conclude with a review of how to identify and market to new C&I loan prospects in today’s competitive market. Objectives: Review C&I lending Discuss C&I loan products and their typical structure Explore underwriting C&I loans including accounts receivable, inventory, and equipment financing Analyze the Borrowing Base Certificate (BBC) Evaluate the borrower’s financial statements Review the documentation, collateral, pricing, and managing of C&I loans Develop the marketing of C&I loans in today’s economy Target Audience: Commercial lenders, credit analysts, loan documentation specialists, branch managers, private bankers, and business development officers Read More

Get these programs together at a discount: Overview of Appraisal Rules/Guidelines and the Review Process - March 2 Appraisal Approaches to Value De-mystified - March 9 Key Appraisal Components Beyond the Approaches to Value - March 16 Overview of Evaluations and Other Valuation Options - March 23 Read More

Get these programs together at a discount: Developing a Cash Flow and Key Ratios - March 2 Cap Rates and Factors Beyond Debt Coverage and Loan-to Value - March 9 Issues with Property Types & Lease Structures - March 16 Developing a Global Analysis of Property Holdings - March 23 Read More

Presenter: Greyson Tuck, Gerrish Smith Tuck, Consultants and Attorneys This 60-minute program will be presented live on: March 3, 10:00-11:00 a.m.. Central Time Recording available through: June 3, 2021 Price: $225 The current economic crisis has many banks wondering how it is that they may raise additional capital, should it be needed. This webinar will specifically address capital raising alternatives for community banks. The webinar will discuss opportunities to utilize the bank holding company to increase bank capital, as well as opportunities to increase capital through the sale of equity. The webinar should not be missed by any bank that is considering alternatives to increase capital for any strategic reason. Target Audience: Executive officers and their teams Read More

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